India’s wealthiest investors are shifting their focus from pure lifestyle purchases to treating ultra-luxury homes as "blue-chip" assets. With high capital appreciation, scarcity-driven value, and generational wealth preservation, marquee properties in cities like Gurugram and Mumbai are becoming essential portfolio anchors.

A significant shift in sentiment is underway as 56% of India’s HNIs expect the luxury housing market to moderate in FY27, moving from aggressive buying to strategic consolidation. While equities currently edge out real estate as the top asset class, the focus has narrowed to prime urban homes and scarcity-driven markets.

The quintessential balcony is vanishing from Indian urban homes, particularly in Bengaluru and Delhi-NCR, driven by rising property costs, pollution, and shrinking floor plans. Once a leisure spot, balconies are now either being enclosed for utility or eliminated entirely in favor of larger internal living areas.

Saving on Long-Term Capital Gains (LTCG) tax by reinvesting in an under-construction property is a popular strategy, but it comes with a strict 3-year deadline. If the builder delays possession, you could lose your exemption. Here is a guide on how to navigate Section 54 rules, manage construction delays, and use the Capital Gains Account Scheme effectively.