PM Surya Ghar offers ₹30k–₹78k subsidy for rooftop solar; extra top-ups in states like UP/Delhi. Strictly requires "Made in India" (DCR) panels and exact name match on Aadhaar/Bill. Watch out for 2–3 month delays in Net Meter installation by state DISCOMs.
The promise of "zero electricity bills" is no longer a pipe dream. With the PM Surya Ghar Muft Bijli Yojana, the Indian government has rolled out one of the world's most ambitious rooftop solar programs, backed by a massive ₹75,021 crore budget. But beyond the flashy headlines, there are critical details—subsidy caps, state top-ups, and technical requirements—that every homeowner must know to avoid rejection.
The "Free Money" Breakdown: Subsidy StructureThe Central Financial Assistance (CFA) is generous and directly credited to your bank account:
- 1 kW System: You get ₹30,000.
- 2 kW System: You get ₹60,000.
- 3 kW System & Above: You get a flat ₹78,000.
Expert Tip: If you live in Uttar Pradesh or Delhi, you are in luck. These states offer additional subsidies (e.g., UP gives an extra ₹15,000 per kW, capped at ₹30,000), meaning a significant chunk of your installation cost is covered by the government.
The "Hidden" Rules: Why Applications Get Rejected
- The "Made in India" Clause: You cannot install just any solar panel. To get the subsidy, your system must use DCR (Domestic Content Requirement) compliant modules. If your vendor installs imported panels, you get zero subsidy.
- The Name Game: This is the #1 reason for delays. The name on your Electricity Bill must match the name on your Aadhaar Card character-for-character. If one says "Ramesh Kumar" and the other "Ramesh K.", fix it before you apply.
- Net Metering Limbo: While private vendors can install panels in 2 days, the Net Meter (essential for billing) is installed by your state government DISCOM. In many regions, this step is facing delays of 2–3 months. Be prepared for this gap.
How to Apply (The Safe Way)
- Register: Go to the official portal pmsuryaghar.gov.in. Do not use third-party apps.
- Feasibility: Apply and wait for your local electricity board (DISCOM) to approve the technical feasibility.
- Vendor Selection: Crucial Step. Only choose a vendor listed as "Empanelled" on the portal. Unregistered vendors cannot process your subsidy claim.
- Commissioning: Once installed, upload the technical details and apply for the net meter.
- Get Paid: After the net meter is live and the commissioning certificate is issued, the money hits your account in roughly 30 days.
